Dedicated Modesto Loan Officer specializing in personalized mortgage solutions, especially for first-time homebuyers. At Academy Mortgage, I leverage my local expertise and passion for building lasting relationships to secure competitive rates and fees. I prioritize clear communication and exceptional service throughout the entire loan process, ensuring a smooth and stress-free experience. My goal is to earn your trust and future referrals by exceeding your expectations. NMLS #3113/CA DBO License.