Ponte Vedra Beach Loan Officer specializing in personalized mortgage solutions. Guiding first-time homebuyers and Veteran homeowners through every step, from application to closing. Offering FHA, VA, conventional, and jumbo loans tailored to your unique needs. Expect clear communication, expert advice, and a transparent process. Let's achieve your homeownership dreams together. NMLS #175119 | Branch NMLS #2569370