With over 19 years of experience as a licensed MLO since 2000 and a real estate license since 2003, I bring extensive knowledge to every transaction. My expertise spans all facets of lending and real estate, from initial application to closing, including training new MLOs. As a credit repair expert for 20 years, I've successfully guided numerous clients toward homeownership. Based in Elk Grove, CA, I enjoy outdoor activities, sports, and family time. I am passionate about building lasting relationships with clients and industry partners, and I find immense satisfaction in helping people achieve their dreams of buying, refinancing, or selling their homes. I am committed to providing expert guidance and support throughout the entire process.