With over 13 years of experience in the mortgage industry, I am a seasoned loan officer dedicated to helping clients achieve their financial goals. I hold an MBA from St. Mary's College and a BA from UC Santa Barbara. As a lifelong resident of California, I possess an in-depth understanding of the local real estate market. I specialize in jumbo purchase and refinance loans, second homes, vacation homes, and investment properties. My expertise and commitment to customer satisfaction ensure a smooth and successful mortgage experience.