Licensed in New Jersey and Pennsylvania, I am a mortgage consultant with over eight years of experience. My expertise includes first-time home buyer programs, down payment assistance, and 100% financing options. I am proficient in conventional, USDA, FHA, and VA loans. I am passionate about helping clients secure the ideal mortgage solution tailored to their individual circumstances. Allow me to expertly guide you through every step of the mortgage process, ensuring a smooth experience from application to closing.