With over 16 years of experience, I am a seasoned mortgage professional dedicated to helping you achieve your homeownership goals. As Mark 1 Mortgage's Top Producer from 2013-2023 and a Scotsman's Guide Top Loan Officer from 2018-2022, I have a proven track record of success. I specialize in a variety of loan programs, including FHA, VA, Conventional, and private money options. I also offer low down payment options and programs for credit-challenged borrowers, with the ability to work with FICO scores as low as 500. Contact me today to explore your home loan possibilities.