With over 30 years of experience, I am the owner of Chesapeake Bay Mortgage, Empowered by NEXA, dedicated to helping families achieve their homeownership dreams. Accessing a network of over 270 banks, I provide tailored mortgage solutions in Virginia, Maryland, Delaware, Texas, Florida, and Kentucky. My specialties include VA loans, construction loans, high debt-to-income financing, and down payment assistance programs. As mayor of Cape Charles, I am deeply committed to community growth and actively involved in local events. Outside of my professional life, I enjoy boating, golf, scuba diving, and spending quality time with my family and golden retriever, Theo. Contact me today for expert guidance on purchasing, refinancing, or any mortgage-related advice.