Apple Valley, MN Mortgage Expert: Addisalem Zenebe at Royal Credit Union. Specializing in conventional mortgage loans, Addisalem guides local clients through every step of the home buying process. Secure your dream home with her expertise and personalized service. Contact Addisalem Monday-Friday, 9 AM to 5 PM, for dedicated support and competitive mortgage solutions. Your trusted partner for conventional mortgages in the Apple Valley area.