The Housing Trust offers first-time homebuyer loans with varying income eligibility requirements based on household income and size, loan amounts, and repayment terms. Since 2001, we have proudly assisted both low and moderate-income families in achieving their dreams of homeownership, with 40% of our loans allocated to low-income households. Contact us today to learn more about our loan programs and how we can help you navigate the path to owning your first home.