Carlsbad, CA Mortgage Expert: Afick Sharar at Morgan Stanley Private Bank. Specializing in conventional mortgage loans, Afick provides tailored financing solutions to help clients achieve their homeownership goals. With a focus on personalized service and in-depth market knowledge, Afick guides clients through every step of the mortgage process. Available during standard business hours (9 AM - 5 PM) to answer your questions and provide expert advice. Contact Afick today to explore your mortgage options.