With over 15 years of experience and licensed in Ohio (MLO.042794.000) and holding NMLS# 1045145, I am dedicated to providing exceptional customer service and making the mortgage process as stress-free as possible. I understand that buying or refinancing a home is a significant decision, and I am committed to guiding you with honesty, integrity, and frequent communication. My goal is to offer sound and reliable advice, ensuring a smooth and easy experience for every client.