Al is a dedicated Senior Mortgage Loan Originator at Allied First Bank with over 29 years of experience in the real estate industry. As an Army Veteran, Al is passionate about assisting fellow veterans in utilizing their VA home loan benefits. With access to over 30 wholesale lenders and a wide array of residential mortgage products, Al can provide solutions for clients nationwide. He specializes in rehabilitation loans, including FHA 203k, Fannie Mae HomeStyle, and Freddie Mac renovation loans, as well as construction financing through FHA/VA/USDA One Time Close programs. Al works with borrowers with credit scores as low as 580 and offers programs for those with past bankruptcies or foreclosures. He also facilitates streamline refinances for borrowers with recent mortgage late payments, provided their loans are currently up to date.