With over 30 years of experience in the mortgage industry, I am a seasoned residential loan expert. Starting as a junior loan officer in 1989, I progressed to branch manager before becoming a Senior Loan Officer at Cardinal Financial for the past three years. Specializing in all agency loans, I offer expertise in Conventional, VA, FHA, and USDA loans. My extensive background ensures clients receive knowledgeable guidance and personalized solutions for their home financing needs.