Ultimate Financial Corporation by Optimum First Mortgage provides expert property financing solutions. Our experienced loan officers are dedicated to fast loan funding, typically within 20 days, and offer a Lifetime Rate Protection Guarantee for potential rate reductions at no extra cost. We prioritize customer service, ensuring a smooth transaction tailored to your unique needs. Our services include refinancing, real estate assistance, mortgages, and home loans. We shop multiple lenders to secure the best possible deal, offering same-day rate locks and a float-down option. Explore financing options, use our interactive calculators, and submit a secure online application through our website.