Certus Capital is dedicated to providing lower rates, exceptional service, and faster closings compared to traditional banks. With down payment options as low as 0% for VA and USDA loans, 3% for conventional loans, and 3.5% for FHA loans, we ensure you're financially prepared for homeownership. Since 2003, we've assisted countless home and business owners in achieving their real estate dreams by tailoring financing solutions, advising on offer strategies, analyzing investments, and guiding them through every step of the closing process. We offer upfront Loan Estimates with no fees or credit checks, so you'll know the numbers from the start. Contact us today to achieve your real estate goals.