As a dedicated Loan Officer at Lower Financial, I specialize in guiding first-time homebuyers through a seamless and enjoyable home-buying experience. Lower Financial is a private mortgage lender that originates, underwrites, and funds its own loans. I am committed to providing access to the best home lending products available, including FHA, VA, Conventional, Cash-Out Refinances, and HARP Home loans. My goal is to simplify the mortgage process and help you achieve your dream of homeownership.