A dedicated loan officer since 2004, I offer extensive experience and bilingual services in English and Spanish to homeowners throughout Southern California and across the United States. Recognized by peers and realtors as a seasoned mortgage expert, I bring creativity, a proven track record of high production, and a sense of urgency to every transaction. As a direct lender and mortgage broker with access to over 100 top lenders nationwide, I leverage strong relationships with investors to qualify more buyers and consistently deliver the best rates available. My expertise spans a wide range of loan programs, including FHA, Conventional, VA, hard money, bank statement programs, and commercial loans.