With over 20 years of experience in real estate and mortgage lending, I offer expert guidance in today's home financing market. I specialize in tailoring mortgage solutions to meet your unique needs, whether you're a first-time homebuyer, looking to refinance, or investing in property. By leveraging the latest mortgage trends, such as low down payment options and competitive interest rates, I ensure you receive optimal financing. My commitment to excellence is reflected in a personalized approach, where I take the time to understand your financial goals and provide customized advice. From conventional, FHA, and VA loans to Non-QM and DSCR investor loans, I offer a comprehensive range of mortgage products to fit diverse financial situations.