Your trusted reverse mortgage guide, dedicated to providing a smooth, stress-free experience. I understand that choosing the right loan officer is crucial, and I'm honored to earn your trust. I promise to keep you informed and confident in your financing choices by tailoring mortgage solutions to match your short and long-term goals. I will also communicate regularly, so you can relax and enjoy this new chapter of homeownership. A reverse mortgage is a loan for homeowners 62 and older, allowing you to convert home equity into cash for living expenses or healthcare. There are no restrictions on how you use the funds, and repayment isn't required until you sell or vacate the home. As long as you live in the home, you won't make monthly payments, but you must stay current on property taxes, insurance, and HOA dues.