With over 10 years of experience, I am a TD Community Mortgage Loan Officer committed to helping individuals and families achieve their homeownership dreams. I specialize in educating and assisting first-time homebuyers and diverse customer segments, guiding them through every step of the mortgage process. My expertise includes leveraging affordable mortgage products and down payment assistance programs to maximize opportunities for my clients. Whether you're a first-time buyer or looking to refinance, I provide personalized consultations and clear communication to ensure a seamless and exceptional customer experience. My goal is to exceed your expectations and build lasting relationships through referrals.