Allen Harding is a dedicated Mortgage Loan Specialist with over 21 years of professional experience in the Omaha Metro area. Whether you're a first-time home buyer, looking to refinance, or purchasing an investment property, Allen can guide you through the loan process. He'll help you understand your budget, income, and savings to determine the right loan type and amount. Allen considers all available options to help you make informed decisions. First State Bank offers a wide range of loan programs, including conventional, JUMBO, FHA, VA, USDA, NIFA, and construction loans. Benefit from in-house underwriting for quick approvals and an in-house closing department for efficient closings. Contact Allen today to start your homeownership journey. NMLS ID: 1805502.