Emporium, PA: Connect with Amber Schwab, your dedicated mortgage expert at Citizens & Northern Bank. From 9 AM to 5 PM, Amber provides personalized guidance to individuals and families navigating the home financing process. As a seasoned Loan Officer, she simplifies complex mortgage options, offering expert advice and support to secure the best possible loan for your needs. Amber is committed to facilitating smooth and efficient mortgage transactions, helping you achieve your homeownership dreams in Emporium and surrounding communities.