With over 20 years of experience, I am dedicated to assisting families with all their mortgage needs. Whether you're a first-time homebuyer, repeat buyer, or looking to refinance, I offer personalized service and clear communication throughout the loan process. I provide competitive rates and a variety of options tailored to your unique situation, including VA, FHA, and USDA loans, as well as assistance programs for down payments, renovations, and manufactured homes. Even if you've faced challenges in the past, I can help you navigate foreclosures, short sales, and credit enhancement to achieve your homeownership goals. Contact Amy Brand, Residential Mortgage Loan Originator, NMLS #103259, at (228) 200-1091, powered by Amerifirst Financial Inc. - NMLS 145368. Licensing and Disclosure Information can be found at: https://amerifirstloan.com/pages/state-licensing Branch Location: 1113 Ames Ave. Ocean Springs, MS 39564.