With over 30 years of experience, I've guided thousands of clients to homeownership, including those with challenging credit situations. I offer a free First Time Homebuyer Online University to educate and prepare you for building generational wealth through real estate. Down payment assistance is available through numerous programs nationwide, often regardless of first-time buyer status. At Loan Trust, we prioritize exceptional customer service and offer a wide array of loan options, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, and specialized loans like Reverse Mortgages and Fix & Flip loans. Whether you're purchasing, refinancing, or need a specialized loan, apply online today to leverage our expertise and find the perfect program for your needs.