With over a decade of experience in the financial industry, I am dedicated to providing tailored solutions and expert guidance to help you make informed financial decisions. I understand that navigating the home buying or refinancing process can be daunting, which is why I prioritize clear communication and take the time to address all your questions and concerns. Fluent in both English and Spanish, I am committed to educating you about the various home financing options available, including Conventional, FHA, VA, USDA, and Reverse Mortgages. I specialize in Warrantable and Non-Warrantable Condos, as well as Foreign National Loans. My goal is to ensure you feel confident and well-informed throughout the loan process. I am committed to providing exceptional customer service with honesty, integrity, and dedication.