H.I.S. Loans and Real Estate is a full-service mortgage loan brokerage offering a wide array of loan programs to satisfy your financing requirements with the best terms available. Our extensive financing resources ensure you get the loan terms you need for your property. Our loan advisors are always available to assist you with your specific financing needs, ensuring you get the best and most up-to-date loan available. Our experienced loan officers offer many choices, such as avoiding private mortgage insurance or structuring jumbo financing with lower rate Fannie Mae loans. We can also show you how to get the greatest benefit from a debt consolidation loan and discuss the pros and cons of various fixed-rate loan options. With lending relationships with over thirty lenders, we can provide 30-year fixed-rate loans to those who may not qualify for conforming loans. H.I.S. does not charge up-front fees and always confirms the interest rate, total closing costs, monthly payments, and loan structure in writing before proceeding.