Andrew Saltman is a highly-rated Loan Consultant with 369 Home Loans, serving Jacksonville, Ponte Vedra Beach, and surrounding areas. He has earned five-star ratings on Zillow and Google, backed by nearly 150 positive online reviews. Andrew and his team prioritize transparent customer service and consistent communication, managing every aspect of the loan process, from real estate to insurance negotiations. With a skilled processing team, clients receive weekly updates on their mortgage status and benefit from closings in as little as 15-30 days. Andrew offers a variety of loan options, including FHA, VA, USDA, Condo (low down payment), Jumbo, and Conventional loans, with down payments as low as 1% for Conventional and 3.5% for FHA loans. Contact Andrew at 904.513.8000 or Salt@FloridaMB.com to get pre-approved today. Visit www.FloridaMB.com for more information.