Andrew Vezikov is a Branch Manager with Bay Equity LLC, NMLS ID# 693243. Visit www.BayEq.com/Andrew-Vezikov for more information. Bay Equity LLC is an Equal Housing Lender, NMLS ID# 76988. Please note that this is not a commitment to lend or extend credit and restrictions may apply. Rates and information are subject to change without notice. All loans are subject to credit approval, and not all loans or products are available in all states. For licensing details and more information, visit www.nmlsconsumeraccess.org.