As a dedicated Mortgage Loan Officer and All In One Loan Specialist at CMG Financial, I am committed to providing exceptional customer service and helping clients achieve their financial aspirations. With over 25 years of experience, I collaborate with financial planners and CPAs to integrate mortgages into comprehensive financial plans. My expertise includes the All In One Loan, an innovative mortgage solution that optimizes cash flow to save borrowers significant interest and accelerate loan payoff. I hold certifications as an All In One Loan Specialist, Divorce Lending Professional (CDLP), and Mortgage Planning Specialist (CMPS). Based in Solana Beach, I am a devoted husband, father, and avid cyclist. I value building lasting relationships based on trust and integrity, and I am eager to assist you and your referrals with your mortgage needs.