With over 30 years of mortgage banking and wealth management experience, I am dedicated to assisting individuals and families in making informed home loan decisions. As a Bay Area home loan advisor, I focus on understanding your unique needs and helping you achieve your financial goals. From pre-qualification to funding, I guide you through every step of the home buying or refinancing process, including purchases, cash-out transactions, and home equity lines of credit. I am committed to providing expert advice, managing the loan process efficiently, and ensuring you have the knowledge to make confident decisions. My goal is to build long-term relationships by providing exceptional service and tailored solutions to meet your specific home financing needs.