With NMLS# 651913 and Kentucky license MC327171, I am committed to providing exceptional customer service and a stress-free mortgage experience. I understand that buying or refinancing a home is a significant decision, and I prioritize making the process as smooth as possible for my clients. My approach is built on honesty, trustworthiness, and frequent communication, ensuring you receive sound and reliable guidance every step of the way. I treat every customer with respect and aim to exceed expectations through personalized service and expert knowledge.