Fair Oaks, CA, homebuyers: Meet Annette Reese, your dedicated Loan Officer at Heritage Community Credit Union. Specializing in conventional mortgages, Annette guides clients through every step of the loan process, making homeownership dreams a reality. With expertise in securing financing within the Fair Oaks community and beyond, Annette is available weekdays from 9 AM to 5 PM to answer your questions and help you navigate the mortgage landscape. Contact Annette today for personalized service and expert advice on your conventional mortgage needs.