Annmarie Calarco is a dedicated Relationship Loan Officer at Fremont Bank, bringing over 18 years of mortgage industry experience to her clients. Specializing in refinancing, new purchase loans, and equity lines of credit, Annmarie has been helping Bay Area residents achieve their homeownership goals with Fremont Bank for over 6 years. As a Bay Area native, she understands the importance of community banking and is committed to providing personalized service and expert guidance to every client. Annmarie is passionate about helping her clients find the best mortgage solutions to fit their unique needs, with a focus on Fremont Bank's popular no-closing-cost programs.