With over nine years of mortgage industry experience, Tony Smith is dedicated to providing sound real estate financing solutions to his clients. Specializing in Conventional, FHA, VA, USDA, and first-time home buyer programs, Tony's extensive knowledge of the market allows him to proactively identify and resolve potential issues, ensuring a smooth and timely loan process. He assists first-time buyers, growing families, and real estate investors in securing loans that align with their financial and lifestyle objectives. Tony's commitment to clear communication and exceptional service guarantees an outstanding experience for both clients and business partners. A veteran Marine and longtime Merced resident, Tony is actively involved in his church and enjoys coaching youth sports, triathlon training, and golfing.