With over 14 years of mortgage industry experience and 20 years in finance, I am dedicated to enriching my clients' lives through strategic mortgage planning. As a consistent top originator, I prioritize exceptional customer service, clear communication, competitive rates, and on-time closings. I specialize in purchases, refinances, first-time buyers, new construction, and investment properties, offering expertise in FHA, VA, Jumbo, and commercial loans, as well as condos, multifamily units, and vacation homes. My extensive experience includes serving high-end clientele and navigating complex financial situations, and I collaborate with financial planners to optimize clients' balance sheets. I also bring a wealth of managerial experience from corporate, military, and entrepreneurial ventures to every transaction.