Menlo Park, CA: Connect with Arlene Toy, your dedicated mortgage expert at FirstCitizens Bank & Trust. Arlene simplifies the home financing journey, offering personalized guidance and reliable mortgage solutions. Serving individuals and families in Menlo Park and neighboring communities, she's committed to finding the right loan for your unique needs. Available 9 AM to 5 PM to assist with your mortgage application and answer your questions. Let Arlene help you achieve your homeownership goals.