With over 23 years of experience in the mortgage industry, I am dedicated to helping families achieve their homeownership dreams. I specialize in guiding clients through the complexities of financing, offering expertise in FHA, VA, FNMA, FHLMC, and first-time homebuyer programs. My priority is educating and empowering clients to make informed decisions about their finances. I take pride in building lasting relationships and providing exceptional service. Licensed in both California and Tennessee, I am committed to helping you secure the best possible financing solution. I also have a Facebook page called AskMando, where I answer questions and provide researched answers.