As a licensed and experienced loan officer, I am dedicated to understanding each applicant's unique situation and meticulously managing every detail of their transaction. I prioritize clear communication with all parties involved to ensure a smooth and efficient process. My commitment includes obtaining complete loan documentation, conducting thorough credit evaluations, and expertly analyzing tax returns. I leverage excellent technology skills to provide comprehensive service. I clearly explain various loan options and their terms, offering honest guidance and competitive rates. I am also fluent in Vietnamese and Chinese. I ensure your rate lock is protected or extended as needed.