Guidance Residential helps Muslim-Americans achieve the American dream of homeownership through its innovative Declining Balance Co-ownership Program. This program establishes a fair co-ownership agreement between Guidance Residential and the customer, structuring the transaction as a partnership rather than a conventional interest-based mortgage. By adhering to Islamic finance principles, Guidance Residential empowers individuals to realize their homeownership aspirations while providing competitive benefits and protections often unavailable with traditional mortgages. Guidance Residential is committed to helping all consumers achieve their dreams of homeownership.