With over seven years of mortgage industry experience, I am a dedicated Loan Officer at Lower.com, a private mortgage lender known for originating, underwriting, and funding its own loans. Specializing in first-time homebuyers, I am committed to providing a simple, enjoyable, and painless home-buying experience. I offer a variety of home lending products, including FHA, VA, Conventional, Cash-Out Refinances, and HARP Home loans. At Lower.com, we blend technology with personalized service to transform the mortgage industry. I am licensed to work in California, Florida, Georgia, Maryland, North Carolina, Ohio, South Carolina, Texas, and Virginia. My expertise includes assisting first-time buyers, home purchases, refinancing, cash-out loans, and providing exceptional customer service.