Mortgage Loan Officer specializing in Conventional, FHA, and VA loans since 2001. I provide expert guidance for purchase and refinance transactions, including primary residences, second homes, and investment properties. My commitment is to offer transparent communication and proactive updates throughout the loan process. Available and responsive, I prioritize building lasting relationships, especially with first-time homebuyers seeking a trustworthy advisor. Let me help you navigate your mortgage needs with integrity and expertise.