Houghton, Michigan's BREAKWATER FEDERAL CREDIT UNION welcomes Bailey Raffaelli, a dedicated Loan Officer specializing in conventional mortgages. Bailey expertly guides individuals through every step of the home buying process, simplifying complex loan options and ensuring a smooth, informed experience. Available weekdays from 9 AM to 5 PM, Bailey is committed to helping you achieve your homeownership dreams. Contact Bailey today for personalized mortgage assistance.