San Francisco-based Balvinder Birak is your dedicated mortgage expert at Citibank, N.A., specializing in conventional home loans. He simplifies the path to homeownership, offering expert guidance through every step of the conventional mortgage process. Available during standard business hours (9 AM - 5 PM), Balvinder provides personalized service and clear communication to help you secure the financing you need. Contact Balvinder today for a seamless and stress-free mortgage experience.