Sterling Heights, Michigan: Connect with Barbara Kozlowski, your dedicated mortgage expert at First State Bank. Specializing in conventional mortgage loans, Barbara guides clients through every step of the home financing process. Serving Sterling Heights and neighboring communities, she provides personalized support and simplifies complex loan options. Available during standard business hours (9 AM - 5 PM), Barbara is committed to helping you achieve your homeownership goals with a seamless and efficient experience. Contact her today to explore your mortgage possibilities.