Bay County Loan Officer specializing in purchase and refinance mortgages, including FHA, VA, Rural Development, Conventional, Mobile Home, and Condo financing. Down payment assistance programs available. Dedicated to providing a smooth, stress-free closing experience for first-time homebuyers, second home purchasers, and investors. The Becky Duncan Mortgage Team at loanDepot offers personalized service and expert guidance to find the perfect mortgage solution. Available days, nights, and weekends via call, email, text, or website. Get pre-approved today!