Bay County Loan Officer specializing in purchase and refinance mortgages, including FHA, VA, Rural Development, Conventional, Mobile Home, and Condo financing. Down payment assistance programs available. Dedicated to providing a smooth, stress-free closing experience for first-time homebuyers, second homes, and investment properties. The Becky Duncan Mortgage Team offers personalized service and expert guidance to find the perfect mortgage solution. Available days, nights, and weekends. Contact us for pre-approval and all your mortgage needs. Proudly serving Panama City and surrounding areas.