Fernandina Beach, Florida: Capital City Home Loans welcomes Ben Stephens, your dedicated mortgage expert. Ben provides personalized loan solutions to individuals and families in the Fernandina Beach area. With a deep understanding of the mortgage industry, Ben guides clients through every step of the loan process. He is committed to providing exceptional service and is available during standard business hours, 9 AM to 5 PM, to address your mortgage needs. Contact Ben today for expert guidance and a seamless home buying experience.