Mortgage expert since 2003 and owner of Mortgage Miracles Happen. I empower individuals and families to navigate home financing, ensuring competitive rates and saving clients thousands. My low overhead and extensive lender network allow me to secure better deals than many banks, even for their own employees.
I specialize in fast closings (often under 20 days), avoiding costly delays. I offer diverse loan options: Conventional, FHA, VA, USDA, Reverse Mortgages, Jumbo/Non-Conforming Jumbo, Condo (including high-rise and non-conforming), DSCR, and Foreign National Loans. I also broker commercial loans, including commercial real estate, SBA, small business, factoring, purchase order financing, and private equity. Whether you have excellent credit or face challenges, I can help.