Experienced Loan Originator (NMLS: 105976) dedicated to simplifying the mortgage process since 2006. Specializing in guiding borrowers, especially first-time homebuyers, through every step with clear explanations and proactive communication. I prioritize compliance and transparency, ensuring a smooth and informed experience. Let's discuss your homeownership goals before you start your search. Contact me for pre-qualification and expert advice. Envoy Mortgage Ltd - NMLS ID # 6666. Equal Housing Lender. Not a commitment to lend. www.envoymortgage.com www.nmlsconsumeraccess.org Licensing and Disclosure Information: www.envoymortgage.com/licensing-legal-information