Goleta, CA Loan Officer Bijan Ghaemmaghami at Montecito Bank & Trust specializes in conventional mortgages. Serving Goleta and nearby communities, Bijan helps clients navigate the mortgage process with efficiency and expertise. He provides tailored mortgage solutions within Montecito Bank & Trust's established framework. Contact Bijan at the Goleta branch during business hours, 9 AM to 5 PM, for your conventional mortgage needs.